These terms and conditions govern your use of this website ( and all of the pages contained therein) (hereinafter referred to as M.A.Curfman); by using this website, you accept these terms and conditions in full.   If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

This website uses cookies.  By using this website and agreeing to these terms and conditions, you consent to M.A.Curfman’s use of cookies in accordance with the terms of M.A.Curfman’s Privacy Policy.

License to use website

Unless otherwise stated, M.A.Curfman and/or its licensors own the intellectual property rights in the website and material on the website.  Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions. 

You must not:

  • republish material from this website (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website (except for content specifically and expressly made available for redistribution).

Where content is specifically made available for redistribution, it may only be redistributed within your organization.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without M.A.Curfman express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without M.A.Curfman express written consent.

Copyright © 2007-2017. M.A.Curfman Ventures, LLC.

Copyright Statement

The copyright in this website and the material on this website (including without limitation the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website) is owned by M.A.Curfman and its licensors.

M.A.Curfman grants to you a worldwide non-exclusive royalty-free revocable license to:

  • view this website and the material on this website on a computer or mobile device via a web browser;
  • copy and store this website and the material on this website in your web browser cache memory; and
  • print pages from this website for your own personal and non-commercial use.

M.A.Curfman does not grant you any other rights in relation to this website or the material on this website.   In other words, all other rights are reserved.

For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast or show or play in public this website or the material on this website (in any form or media) without [NAME'S] prior written permission.  

Copyrighted Material

M.A.Curfman takes the protection of its copyright very seriously.

If M.A.Curfman discovers that you have used its copyright materials in contravention of the license above, M.A.Curfman may bring legal proceedings against you seeking monetary damages and an injunction to stop you using those materials.  You could also be ordered to pay legal costs.

If you become aware of any use of M.A.Curfman's copyright materials that contravenes or may contravene the license above, please report this to M.A.Curfman.

If you become aware of any material on the website that you believe infringes your or any other person's copyright, please report this to M.A.Curfman.

Enforcement of copyright

The automated and/or systematic collection of data from this website is prohibited.

Data mining

M.A.Curfman has a zero-tolerance spam policy.

In the context of electronic messaging, spam refers to unsolicited, bulk or indiscriminate messages, typically sent for a commercial purpose. 

In the unlikely event that you receive any message from M.A.Curfman or sent using M.A.Curfman's systems that may be considered to be spam, please contact M.A.Curfman using the details below and the matter will be investigated.


No warranties

This website is provided “as is” without any representations or warranties, express or implied.  M.A.Curfman makes no representations or warranties in relation to this website or the information and materials provided on this website. 

Without prejudice to the generality of the foregoing paragraph, M.A.Curfman does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.  If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

M.A.Curfman will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if M.A.Curfman has been expressly advised of the potential loss.

Limitations of liability

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit M.A.Curfman’s liability in respect of any:

  • death or personal injury caused by M.A.Curfman’s negligence;
  • fraud or fraudulent misrepresentation on the part of M.A.Curfman; or
  • matter which it would be illegal or unlawful for M.A.Curfman to exclude or limit, or to attempt or purport to exclude or limit, its liability.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. 

If you do not think they are reasonable, you must not use this website.


You accept that, as a limited liability entity, M.A.Curfman has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against M.A.Curfman’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect M.A.Curfman‘s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as M.A.Curfman.

Other parties

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Unenforceable provisions

You hereby indemnify M.A.Curfman and undertake to keep M.A.Curfman indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by M.A.Curfman to a third party in settlement of a claim or dispute on the advice of M.A.Curfman’s legal advisers) incurred or suffered by M.A.Curfman arising out of any breach by you of any provision of these terms and conditions[, or arising out of any claim that you have breached any provision of these terms and conditions.


Without prejudice to M.A.Curfman other rights under these terms and conditions, if you breach these terms and conditions in any way, M.A.Curfman may take such action as M.A.Curfman deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Breaches of these terms and conditions

M.A.Curfman may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.


M.A.Curfman may transfer, sub-contract or otherwise deal with M.A.Curfman‘s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions. 


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.


These terms and conditions constitute the entire agreement between you and M.A.Curfman in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Entire agreement

These terms and conditions will be governed by and construed in accordance with laws, statutes, and regulations of the State of South Carolina, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of the State of South Carolina, USA.

Law and jurisdiction

You may request permission to use the copyright materials on this website by writing to M.A.Curfman.


The full name of M.A.Curfman is M.A.Curfman Learning & Consulting, a division of M.A.Curfman Ventures, LLC.

This website ( is owned by M.A.Curfman Ventures, LLC.

M.A.Curfman Ventures, LLC is a registered corporation in the State of South Carolina.

M.A.Curfman Ventures, LLC address is 201 Woodleigh Park Drive, Columbia, South Carolina, 29229 USA. 

M.A.Curfman’s details

You may contact M.A.Curfman Ventures, LLC:

  • by email:
  • by phone: 1-877-886-3400
  • by postal address: 201 Woodleigh Park Drive, Columbia, SC, 29229 USA

Contact Details

This document was created using a Contractology template available at